Renter Insurance Solutions for Multifamily

Covering your assets and those of your residents is simple with eRenterPlan, our most recommended resident insurance program.

Cover Your Assets. We Make it Easy.

Built into the industry's leading multifamily property management software solution, OneSite® Leasing & Rents, our renter insurance options make covering your assets, and those of your residents, simple.

eRenter Insurance offers residents affordable, comprehensive insurance coverage, while optional RenterProtection provides gap coverage for vacant units or uninsured residents.

84% of multifamily communities require renters insurance for residents
More than 30K properties have eRenterPlan
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Fully Integrated for Staff and Residents

The only solution that allows you to view compliance data from a single, familiar platform. Completely integrated into Online Leasing, On-Site and the LOFT™ (formerly ActiveBuilding®) resident portal.
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Affordable Rates

Competitive rates – no premium increases for filing claims. Avoids cost to owners and provides additional ancillary income through marketing fees.
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Created for Renters

eRenterPlan was developed specifically for the multifamily industry. It’s the affordable and customizable renters insurance you need now.
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Covers the Uninsured

RenterProtection gap insurance can further reduce risk to solve the issue of uninsured residents by placing a property policy on the lease requirement.
RealPage Insurance: Optimize Coverage, Empower Operations

Join us for a strategic discussion on how property management companies and owners can transform their approach to insurance. We will explore how to build a comprehensive program that not only ensures compliance but also drives higher resident adoption and reduces the administrative burden on your teams.

Key Components of Renters Insurance

Renters insurance is designed to protect what matters most—your belongings, your finances, and your peace of mind. Most policies are built around a few core coverages that work together to help you recover quickly from unexpected events like theft, damage, or accidents.

Property Coverage

Protect the things that make your space feel like home. Property coverage helps reimburse you for personal belongings—like furniture, clothing, and electronics—if they're damaged or stolen due to covered events such as fire or theft.

Liability Coverage

Accidents happen. Liability coverage helps protect you financially if someone is injured in your home or if you accidentally cause damage to someone else's property—covering medical bills, legal fees, and more.

Additional Living Expenses

Stay on track, even when life is disrupted. If your rental becomes temporarily uninhabitable due to a covered loss, this coverage helps pay for essentials like temporary housing, meals, and other day-to-day expenses while you get back on your feet.

Automate Renters Insurance Compliance and Verification

Manual insurance tracking creates gaps in compliance and increases operational burden for onsite teams. RealPage automates renters insurance verification by:

  • Tracking policy status in real time
  • Automatically updating compliance records
  • Flagging non-compliant residents
  • Embedding insurance enrollment into the leasing process

This ensures continuous coverage while reducing the need for manual follow-up.

renters insurance for your community
Four Insurance Risks You Can’t Afford To Ignore

Discover key insurance risks challenging the multifamily housing market: rising costs, administrative overload, resident experience and the impact on financial performance. Recognizing these overlooked factors can save your bottom line.

Ready to protect your space?

Stay Informed

Frequently Asked Questions About Renters Insurance